SB ORDER dt 24.11.11
|
SCHEME
|
FEATURE
|
EXISTING
|
REVISED w.e.f. 01.12.2011
|
REMARKS AND
ACTION TO BE TAKEN
|
22
|
KVP
|
CERTIFICATE ISSUE
|
Available
|
Discontinued
|
Existing stock to be returned from SO to HO and from HO to CSD after 30.11.2011
|
23
|
NSC
|
PERIOD
|
6 year
|
5 year
|
Rubber stamp to be affixed in NSCs about new period and maturity value.
|
MATURITY VALUE
|
Rs.160.10 for Rs.100 Dn
|
Rs.150.90 for Rs.100 Dn
| |||
10 YEAR NSC IX ISSUE
|
Not Available
|
Available
|
Features not mentioned now.
| ||
24
|
PPF
|
MAXIMUM SUBSCRIPTION LIMIT
|
Rs.70,000
per annum
|
Rs.1,00,000 per annum
| |
INTEREST RATE
|
8 % p.a
|
8.6 % p.a
|
New interest applicable for balance at credit in account from 01.12.2011
| ||
LOAN INTEREST
|
1% p.a
|
2% p.a
|
1 % p.a Int will continue for Loan taken before 30.11.11
| ||
25
|
MIS
|
PERIOD
|
6 year
|
5 year
|
Rubber stamp to be affixed in PB about the new features
|
INTEREST RATE
|
8 % p.a
|
8.2 % p.a
| |||
BONUS
|
5 % on pri.
|
Discontinued
| |||
26
|
SB
|
INTEREST RATE
|
3.5 % p.a
|
4% p.a
|
New interest applicable for balance at credit from 01.12.2011
|
27
|
TD
|
PMC (from 6 months to 1 year)
|
No interest
|
SB Interest
|
For accounts closed on or after 01.12.2011
|
PMC deduction
|
2 % Int less
|
1 % Int less
|
Refer Rule 8 and rate table in Rule 7 of POTD rules
| ||
1 TD
|
INTEREST
|
6.25 % Q.C.I
|
7.7 % Q.C.I
|
Interest applicable for accounts opened on or after 01.12.11
(Q.C.I-Quarterly Compounded Interest)
| |
2 TD
|
INTEREST
|
6.5 % Q.C.I
|
7.8 % Q.C.I
| ||
3 TD
|
INTEREST
|
7.25 % Q.C.I
|
8.0 % Q.C.I
| ||
5 TD
|
INTEREST
|
7.5 % Q.C.I
|
8.3 % Q.C.I
| ||
28
|
RD
|
MATURITY VALUE
|
Rs.728.90 for Rs.10- Dn
|
Rs.738.62 for Rs.10- Dn
|
Proportionate value for other Denominations
|
29
|
AGENT
COMM
|
PPF
|
1 %
|
Discontinued
|
Applicable for deposits made on or after 01.12.11
|
SCSS
|
0.5 %
|
Discontinued
| |||
MIS,TD,NSC
|
1 %
|
0.5 %
| |||
RD (MPKBY)
|
4 %
|
4 %
|
- Investment in KVP through Cheque should not be accepted w.e.f. 28.11.2011. If any cheque presented before 28.11.2011 is cleared after 30.11.2011, the amount should be refunded to depositor.
- After 25.11.2011 while accepting cheques for opening MIS, rubber stamp should be affixed on counterfoil “No Bonus shall be payable if cheque is credited to Govt. Account after 30.11.2011
- Rate of interests applicable according to the Date of Clearance of cheque.
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